Questions, answered

A research site for Ugandan savers. It puts Treasury bills, Treasury bonds, unit trusts and listed shares on one basis — what each pays, after its fee and its tax where we can work that out — using the figures their publishers print. It is free and needs no account.

No. The site shows published figures and explains them. It does not know your circumstances, your tax position or what else you own, and nothing here tells you what to buy. The guide works a plan out from your answers and the published figures, and it says so beside every plan.

Bills and bonds from Bank of Uganda’s published workbooks and reports, unit trusts from the Capital Markets Authority’s price files, and shares from the Uganda Securities Exchange’s price lists. Each instrument page links to the file its figures were read out of.

Each publisher prints on its own schedule, which is why the cards on the home page can carry different dates.

Withholding tax comes off the interest before it reaches you: 10% on a bond issued for ten years or more, 20% on anything shorter, bills included. The guide and the plan builder, which work out what you keep, take it off for you.

It is what the fund paid over the past twelve months once its management fee came out. It is a record of last year, not a promise about next year, and a fund’s return can go down.

Bank of Uganda sells them at auctions on a published calendar — the auctions page lists the dates. You take part through a bank or a broker, or through a securities account with Bank of Uganda. This site does not sell them and never holds your money.

No. Every figure and every screen works without one. Signing in — with an emailed link or six-digit code, never a password — lets us email you a plan, and remind you of an auction or a rate move that affects it. Signing in for the first time also joins the weekly note.

[To be confirmed by the owner: whether any firm pays us today.] Where a fund manager or broker pays us, it is a flat fee or a fee for each account opened through us, never a share of what you invest, and the link to that firm says so beside it, where you choose.

No payment changes where anything appears. Unit trusts are listed by company in name order, and brokers by name; there is nothing in our database a payment could change that with.

Every email has an unsubscribe link at the bottom. It works in one click, needs no account and asks for no reason. A signed-in reader can also change what we send from preferences.

Tell us at data@quantfinance.dev with the page and the figure. Every figure links to its source file, so it can be checked against what the publisher printed.